I am currently the Director of the Mortgage Mediation Group at the Law Firm of Arboleda Brechner. I am 19 year career mortgage compliance and regulatory executive. With a focus on Capital Markets and Secondary Marketing. After two years working on loss mitigation in the residential arena we are now rolling out the HEFI (Home Equity Fractional Interest) to the public. This new patented Security Instrument will change the face of the residential real estate market forever. One of my new responsibilities for the firm is to run, as Managing Director, one of the firms companies EquiDebt Solutions. EquiDebt Solutions is a structuring agent working to implement the HEFI into the current market as a loss mitigation tool as well as an affordable housing tool for new purchases.