With 14 years in the banking and finance industry, Phillip has grown a credible professional expertise in the Risk Management and Project delivery space – commencing with Credit at the Retail level, moving to Corporate Credit, then to Institutional Level and International Credit and then moving on to Operational Risk for an Institutional Bank. Phillip then crossed into the Project Management space, within the banking industry, commencing with Basel II compliance, an enterprise wide Fraud Risk application, AML compliance and synergies with enterprise wide risk detection systems, the development and global implementation of a Pricing Model to measure Returns on Economic and Regulatory Capital for an Australian Investment Bank, Program Director driving NAB’s global response to revised Prudential Liquidity Requirements, and now the development and implementation of an automated Credit Origination, Approval and Fulfillment application for Group Risk,IB and Wholesale Bank. During this career Phillip has obtained qualifications in Banking and Finance specialising in International Trade and Asia in particular, and Post Graduate qualifications in Accounting, and is a Senior Associate of FINSIA. Combined with this career progress and educational development, Phillip is an engaging and clear communicator with excellent stakeholder management ability at all levels and a strong personal style that lends itself readily to any situation