Strategic management and financial consultant and economist with 33 years experience covering integrated financial planning / modeling; economic / investment research; joint ventures; funding; financial services & banking software development; investment & wealth management; product development; distribution of financial services; TQM / BPR; sales & marketing; strategic planning; retail banking; credit & debit cards; rural devt programs and surveys. Presently building India’s first multi asset wealth management software on a SaaS platform.

Set up joint ventures with ING Group in life insurance, mutual funds, ING’s strategic stake in Vysya Bank and negotiations with the ING Group. Played a major role in increasing the valuation of Vysya Bank from $ 20 mn to $ 400 mn during 1993-2002, by implementing and spearheading several strategic and pioneering initiatives covering deposits & resource mobilization, cash management, cards, retail assets, multi delivery channels, mutual funds, life & general insurance, capital market products, depository participants, private banking, etc.

Since May 2005, consultant / mentor to diverse domains / clients such as wealth management software, investment research, industrial SMEs, satellite industry, financial services, financial planning, healthcare, art, bancassurance, education, etc.

Passionate about research and modeling with several proprietary models covering investment & equity research, financial modeling, ratings, financial planning, risk management, model portfolios, art, etc.

Several papers published by Indian Banks’ Association (IBA) Economists’ Conferences. Member of IBA Com. of Economists during 1997-2001. Introduced TQM in Indian banking. Featured in Business Today Annual issue – Jan 1995. Pioneered strategic planning, MIS & ratio analysis in Indian banking during 1980s. Handled lead bank scheme for 10 districts. Several pioneering rural and SME surveys. University topper in Economics from Kolkata.