Head of Risk Management Group

"Commercial and Investment Bank"

National Bank for Development “NBD” March ’08 - Present Member of the Abu Dhabi Islamic Bank Group General Manager, Head of Corporate & Commercial Banking Acting Director of Wholesale Banking: [Including Financial Institutions, Public Sector, Large Corporates, Commercial Banking , SMEs and Business Banking] Member of -Executive Committee -Credit Committee -Assets/Liabilities Committee Job Dimensions: [Loan Portfolio of EGP 7.1 Billion and 70 operating branches]

"Islamic Banking
"

Union National Bank – Egypt Oct. ‘07 –Feb.’ 08 Regional Manager; Head of Corporate Banking Group Responsible of establishing short and long term strategies of the corporate banking group, design and implement required plans to achieve bank's targets and grow bank's portfolio of assets in corporate and SME lending business in Egypt. Job Dimensions: [Loan Portfolio of EGP 1.3Billion and 9 operating branches]. Member of: -Executive Committee -Regional Credit Committee -Remedial Advances Committee -Recruitment Committee -Assets/liabilities Committee

"Banking"

US Agency for International Development “USAID” ISME Business Development Center “I-BDC” July ‘06 –Aug. '07 Investment & Finance Specialist The 18 month project is about capacity building of the financial departments of 50 SMEs in the sector of Information & Communication Technology “ICT”. In addition to supporting their competitiveness and business growth through facilitating access to local and international funding in the form of bank debt or equity investments. To achieve job objectives I worked with a group of consultants from Nathan International on a selected number of SMEs as their financial advisor in day to day operational matters as well as in establishing their medium & long term finance strategies and negotiate with the lenders and venture capitalists on their behalf. Duties included: - Prepare SMEs for Investors/bankers due diligence. - Review and update business plans of the companies. -Prepare required business proposals, financial models, projections and feasibility studies. -Support and represent SMEs in negotiations with banks and investors -Help and support SMEs for inventors’ road shows. -Representing the IBDC in SME related conferences and events locally and internationally.

"consultancy"

The Bank of Nova Scotia – Egypt Feb. ‘05 – Nov. ‘05 Commercial Banking Manager and Deputy Regional Manager Egypt Region consists of one full fledged branch offering Corporate banking products to a variety of multinational customers. Number of Credit relationships; Approximately 50. - Total Exposure: US $ 100M. Duties Included:  Manage the branch conventional credit portfolio at an acceptable level of risk while adhering to Bank policies and procedures.  Manage growth of Branch corporate banking business and contribute actively to Branch profitability [Profits increased by 65% compared to counter period and Credit portfolio increased by 30% in 8 month period].  Direct the effective management of customer relationship and provide quality customer service.  Review all credit proposals prepared by the account managers.  Contribute to Branch productivity and service by organizing workflow to maximize productivity and ensure returns, reports and correspondents are completed accurately and promptly.  Effectively supervise and develop subordinate staff.  Act as a deputy country manager in his absence.  Represent the bank in CBE meetings and other business occasions as required.  Prepare all required performance reports by the CBE and BNS Asia-Pacific Regional Office.

"Banking"

National Bank of Abu Dhabi – Egypt Head of Corporate Banking Group Egypt Region consists of Regional Office and 16 unite, all had full credit and marketing departments reported directly to me. First Centralization of corporate banking operations was planed and implemented under my direct supervision in all phases. Total Credit Files (As of Jan. 2005); Approximately 450 Total Exposure (As of Jan. 2005): US $ 600M Duties included: -Member of Regional Credit Committee -Member of Senior Management Committee -Member of Retail banking Committee  Establish the Marketing strategy for Egypt Region.  Assist in increasing the Region’s lending portfolio through active marketing of both domestic and international companies in Egypt.  -Review business opportunities and check credit proposals.  -Manage administer, direct and supervise Managers and relationship officers on their day to day activities. Ensuring that targets are met and relevant work is documented.  -Provide assistance to Branch managers and relationship officers with regard to visits, preparation of applications and negotiation of deals.  -Establish close relationships with the key personnel of large companies with a view of soliciting their business, the retail business of their employees and other business they can introduce.  Miscellaneous projects in relation to the improvement and upgrading of systems and procedures in the Corporate Banking Group.

"Banking"

National Societe Generale Bank, Feb 93 - Dec 1995 Credit & Marketing Officer Duties included  Recommending advances and operations in line with approved limits, as well as client's swift requirements.  Maintaining a constant contact with existing clients, including periodic visits to their business sights.  Monthly preparation of reports and statistics monitoring the performance of handled credit cases.  Timely renewal of existing credit lines, and readily preparation of credit memos for special deals.  Maintaining a valid documentation of approved credit lines.

"Corporate and Investment Bank"