"• Providing consultancy services for financial institutions in the areas of Compliance, Anti Money Laundering, Fraud, Financial Crimes, Risk Management, Basel II & Audit.
• Providing trainings for financial institutions our areas of consultancy.
• Organizing Conferences, seminars, summits and events in our areas of consultancy.
• Providing outsourcing of the Chief Compliance Officer Role for financial institutions.
• Implementation and assessment of the Compliance, AML & Risk Management programs, software and systems.
• Writing of organization wide policies, procedures and manuals.
• Providing recruitment services for compliance officers, internal auditors, fraud examiners, AML officers and Risk Managers."

• Developed and documented the Compliance department policies & procedures including: Compliance, AML, Corporate Governance, Chinese Wall, Customer Acceptance and PEPs in accordance with the UAE laws & regulations, bank wide policy and the International Best Practices. • Reviewed and approved the Bank wide policies and procedures ensuring compliance with the applicable laws and regulations. • Designed and implemented the Customer Application & Account Opening forms in accordance with the International Best Practices and KYC requirements. • Reported to the General Manager & Group Compliance Head on periodic basis on Compliance, AML & Fraud issues in the bank. • Monitored the AML, Compliance & Fraud functions in the bank ensuring that they are in accordance with the applicable Laws, Regulations & International Best Practices. • Communicated with the Central Bank regarding all AML, Fraud & Compliance matters. • Investigated & reported to the Central Bank all AML suspicious transactions (SAR/STR) and any Fraud instances / attempts / cases in the bank. • Trained the bank wide staff on Compliance, Anti-Money laundering & fraud matters.

• Prepared & documented the Compliance strategies, policies & procedures for the bank. • Designed, & set the AML inspection tools / forms, checklists & programs for the Anti-Money Laundering Unit. • Designed & set Internal controls inside the Anti-Money Laundering Unit & set controls over all the KFH departments, branches, units, subsidiaries & affiliates inside & outside Kuwait subject to the Anti-Money laundering inspection. • Responsible for quality control assurance for the Anti-Money Laundering department. • Responsible for determining & reporting the risks associated with the KFH customer transactions that may have a suspicious nature & unusual behavior. • Appointed as KFH Business Leader in the AML Solution implementation project, I was responsible to set KFH business needs, communicate with the Solution provider & ensure proper implementation of the AML solution as per KFH requirements & needs. • Manager for a group of four compliance officers, my duty is to set their work plans & job description, in addition supervise, review & evaluate their work to ensure quality control within the Anti-Money Laundering Unit. • Honoured and awarded by the Chairman & Managing Director of KFH for two consecutive years (2005 & 2006) as an employee with outstanding performance.

"Kuwait Finance House (KFH) is one of the largest Islamic banks in the world. Headquartered in Kuwait, our business covers corporate, investment, commercial and retail banking. As part of our expansion programme, we are now in Malaysia with the opening of Kuwait Finance House (Malaysia) Berhad (KFHMB)"

• Prepared client financial statements & group consolidated financial statements, related footnote disclosures, management letters, internal control reports & special reports. • Performed year end statutory financial audits, special assignments & internal control review for a broad range of companies including: Manufacturing, Telecommunications, Oil & Gas, General Trading & contracting, Banks and investment companies. • Analyzed clients internal control systems and prepared management letters detailing recommendations for improvements of operational weaknesses. • Reviewed existence of controls over accounting information, monthly reconciliations, internal reports & management reports. • Performed various internal control reviews and prepared various ICR reports for clients in various industries. • Performed various forensic accounting & forensic audit assignments for various clients • Performed various Fraud investigations for various clients in various industries. • Attended as a Fraud expert in multiple fraud cases in the courts and the experts department of the Ministry of Justice for many of my clients. • Attended as an accounting expert in the courts and the experts department of the Ministry of Justice in various accounting cases for many of my clients. • Performed AML/CFT compliance assessment for multiple banks, financing companies, commercial companies, investment companies and foreign exchange companies. • Reviewed the compliance risk matrix for multiple clients in various industries • Performed UN compensation claims for various governmental authorities for losses that they suffered from due to the Iraqi invasion of Kuwait in 1990. • Performed fire loss insurance claims for various insurance companies to assess the value of losses claimed by their clients and whether such losses were due to force majeure or fraudulent. • Performed inheritance accounting and preparation of “Heirs” financial statements. • Performed business re-engineering special assignments for various clients. • Performed control and assurance special assignments for many of my clients • Provided “Cash flow analysis” trainings for various companies in various industries. • Provided all my clients with “Recommendation for Improvement” reports to help them carry their business more effectively and efficiently. • Delivered various trainings to my team on PriceWaterhouseCoopers audit methodology, cash flow analysis, fraud investigations and client risk assessment. • Translated various laws, regulations and international best practices. • Acquainted with PricewaterhouseCoopers in-house audit software programs.

"At PricewaterhouseCoopers, we measure our success by yours. Every day our more than 155,000 people in 150 countries go to work to help our clients succeed. From Dublin to Durban, from Minneapolis to Manila, our job is channelling knowledge and value through our lines of service and 22 industry-specialised practices."

• Prepared client financial statements, related footnote disclosures & special reports. • Performed financial audits & special engagements for a broad range of companies, including: Oil & Gas, Industrial, Agricultural, Real Estate, Investment Companies, Government organizations, Insurance, Service, & Commercial companies. • Performed financial audits & special engagements for a broad range of companies, including: Oil & Gas, Industrial, Agricultural, Real Estate, Investment Companies, Government organizations, Insurance, Service, & Commercial companies. • Performed test of clients internal control systems, Presented suggestions for improvement in operating efficiency to client management. • Assisted in drafting clients’ annual reports, quarterly & annual SEC filings in addition to management‘s discussion and analysis. • Worked in a team on different assignments, documented & presented audit results and findings to partners and senior managers. • Performed other Special assignments work & agreed upon procedures; Projects include cost / benefit assessments, regulatory compliance & business consulting. • Performed various forensic accounting & forensic audit assignments for various clients. • Performed various Fraud examination, detection and inspection special assignments. • Attended as a Fraud expert in multiple fraud cases in the courts and the experts department of the Ministry of Justice for many of my clients. • Performed Risk compliance evaluation for multiple clients in various industries. • Performed business re-engineering special assignments for various clients. • Performed control and assurance special assignments for many of my clients. • Attended Arthur Andersen Business Audit training course in Netherlands (August,1999). • Acquainted with Arthur Andersen in-house audit software programs.

"Arthur Andersen LLP, based in Chicago, was once one of the "Big Five" accounting firms among PricewaterhouseCoopers, Deloitte Touche Tohmatsu, Ernst & Young and KPMG, providing auditing, tax, and consulting services to large corporations."

• Performed financial statement audits & advisory services for clients in banking industry. • Prepared financial statements related footnote disclosures and special reports. • Interacted with all levels of client personnel; from accounting clerks to inventory & production supervisors to top-level management. • Reviewed existence of controls over accounting information, monthly reconciliations and internal management reports. • Utilized computer skills (Excel, Word, Power Point & other in-house software tools) for various financial reporting, data analysis, research & administrative applications.

• Performed financial audits for US AID Projects, Governmental Organizations, Not for- profit Organizations & International Fund Engagements (IFE) in Egypt; • Performed financial audits & special engagements for a broad range of companies, including: Brokerage, Medical & Commercial Companies; • Utilized computer skills (Quatro Pro, Word, & other in-house software tools) for various financial reporting, data analysis, research & administrative applications. • Determined the existence & fairness of asset balances as cash, receivables, inventory, property, plant & equipment, deferred charges, prepayments & intangibles • Attended PriceWaterhouse Audit Entry Course (Sept, 96) • Completed 56 hours of in-house continuing professional education in addition to PriceWaterhouse CE course discussing “ Oil & Gas “ Industry in the world; Major courses completed are:  Effective Writing,  Fraud detection  Using Computers in auditing  Terminal Risk  Account Ability  Audit Sampling  GAO standards  Business In Sight • Acquainted with Price Waterhouse in-house audit software programs.

"The world's largest professional services firm. It was formed in 1998 from a merger between Price Waterhouse and Coopers and Lybrand."